Posts Tagged ‘shopping’
When I was growing up (in my totally fun immigrant family) we always had to listen to Sinhalese songs on cassettes on any long drives. Lame. My little brother and I never got any of it so we were consequentially deprived of pop-music throughout our youth. (That’s probably why my brother thinks he is/wants to be a brother ie a gangsta rapper.)
Except for ABBA.
For some reason my parents had a couple of their tapes and listened to them sometimes (were they big in Sri Lanka, too?). Yeah, sure, we were growing up in the 90s, but it was nice to be able to know the language of car songs — even if they were from the 70s.
My favourite song is probably Mamma Mia, but everyone seems to be talking about cash and stuff these days, so I am going to go with this:
I work all night I work all day to pay the bills I have to pay
ain’t it sad
and still there never seems to be a single penny left for me
that’s too bad
in my dreams
I have a plan
if I got me a wealthy man
I wouldn’t have to work at all I’d fool around and have a ball
But from what I gather, it’s not so fun In A Rich Man’s World at the moment. And it’s probably worse that usual in a less-than-rich person’s, too.
I feel kinda out of the loop, though.
(Until, of course, I get evicted or have my rent spiked,) I don’t have to worry about feeding hungry tummies or paying off mortgages. I never invested in the stock market so the last month has been like very whatevs for me. And I paid off my credit card a couple of pay cheques ago.
So now, I just get more dollars miraculously deposited into my bank account than I actually “need” to spend in a fortnight.
And a wealthy man can go suck it, as I have no interest in (nor prospects of) being an investment banker/drug dealer’s coke-addled trophy wife.
Because I have plenty of pennies left for me. And that’s even after my direct debit to UNICEF has gone out. AND, even though I’ve never reeeally been a good saver, I am also saving 16% (which > 10% suggested amount) of my pay because I’ve set it to be popped over to my savings account by my employer. (Thanks for the tip, Grendel!!!)
I am quite, quite lucky, I know I am. And I know I could lose my job (but frankly… I won’t complain too much right now… hah) and things could get really bad, and stuff, but I am a good Buddhist, I know this too will pass [also apparently a Jewish story??] and I’ll deal with that when I get there.
But what now?
I suppose I could save more (but that’s kinda boring)… or give even more to charity (maybes I can buy two Big Issues a fortnight??). But with all this talk about consumer confidence dropping and economic stimulus packages and stuff, I’m thinking: welp. Mayhaps I might go get an iPod at lunch time?
BUT I CAN’T GET ONE.
DJ’s and Myer haven’t got the 16GB size I want, JB Hi-Fi haven’t got the right colour (dude, I am not like gonna just throw the cash away on one I don’t actually like!) and the knobs at DigiLife didn’t seem interested in selling me anything either.
W. T. F.
So, back at the office, I tried to order one online, but IT FROZE LIKE 5 TIMES and then when I rang the Apple Store, and patiently went through 3 recorded menus, I was told (by a recorded message, of course) that the Apple Store’s Opening Hours Are — [this is where I slammed the phone down].
HOW AM I SUPPOSED TO STIMULATE THE ECONOMY IF NO-ONE’S GOING TO LET ME BUY ANYTHING?
I am just trying to be a Good Capitalist Denizen (™).
Why can’t I do that?
What is the universe trying to tell me? That capitalism sucks, or something?
So I totally don’t get it why we have to have to have the “new” Financial Year starting in the MIDDLE of a regular year, but whatever. I suppose it gives me a second go to set up some of those silly resolutions about improving your life and what not.
I was on holiday this New Year, and I had no intention whatsoever of wasting time coming up with resolutions. Or maybe I did, but I if I did, I’ve forgotten them so let’s pretend they never existed.
I will use this arbitrary date to think about arbitrary life goals…
Goal One: Save Money
For what? I dunno. A house maybe? Although at current market rates, the word “house” may require a mention in an interpretation clause that refers to kennels in order for the phrase “save enough money to even think about a deposit for a house” to logically make sense.
I’d like to take a holiday somewhere nice … Melbourne particularly since there’re are a bunch of people I want to visit over there, but I don’t think there are any flights 😛
So we’ll leave the What for later and look at the How, shall we?
That sounds horrible, doesn’t it? Drinking Department-provided Nescafé, wearing the same boring suit every day, sitting at home reading books other people have probably taken to the loo with them.
I know, I know — frugality is the New Black, I should be totally more serious about this to save the world and the economy and stuff…
But the thing about black? It’s depressing.
So let’s scrap that and think of a new one…
Goal One: … … … ???
Nup. I got nada.
A little help, guys?
So remember how I was having a whinge about ((whoa I just had a MASSIVE flash of deja vu. crazy. anyhoo)) health insurance and how it was like all a rip-off and that they should get their shit together to keep their customers after the budget changes?
Yesterday I opened my mail to find that my health insurance company had sent me a $50 Coles-Myer Giftcard.
Heh heh heh heh!!
But unless they send me one of those a month, I’m still bailing come 1 July. They can’t buy me with fifty bucks. Hello.
Also, this morning I followed Grendel‘s advice and ordered a flat white to really get a feel for Ristretto‘s current roast. Mmmmmmm! I know I was on the hunt for the perfect mocha, but I had one yesterday at Velvet and it was soooo sweet I wondered if it was just me… have I grown up enough to appreciate real coffee and not need added chocolate? Shit. Tomorrow I’ll probably wake up and realise I need to move on to Olay Regenerist.
There’s quite a bit of debate re the Rudd/Swan/Gillard plan to change the thresholds for the Medicare Levy in tomorrow’s budget.
I had a bit of a blue with my mother yesterday (yes, I know, Mother’s Day, I should’ve kept my mouth shut) when I announced how happy I was that I can bail on my $41.05 a fortnight private health insurance from July 1.
OMG she says (essentially), you’ll have to pay so much when you have to go to hospital for elective surgery!
For what, a boob job? Because I sure ain’t electing to have scalpels hovering over me for any other non-emergency reason, and I really don’t mind going to a public hospital. I spent 3 days in a hospital in Sri Lanka. RPH is heaven in comparison.
Health insurance is a crock of shit. If Howard needed to tax people to force them to sign up with his cronies, something was seriously wrong with the product. What exactly is the sense in the Government penalising people for not paying for a private service? Ask Johnny, ’cause it makes no sense to me.
The ruckus over the droves of people who may be quitting private health insurance if the tax changes come in should ring the alarm bells for health insurance companies. Why don’t people want to purchase (or keep) their products? Could it possible be because… shock, horror… because it’s not value for money??
But guess what? The health insurance companies knew that already! That’s why they got Johnny and Co (Pillagers, Inc) to force people to sign up!
At the moment I am contracted to pay over a grand to my health insurance company. For what? For $120 back on a $300 pair of glasses. For $100 back on dental (that’d be, what, three teeth cleaned)? I actually can’t afford physio, chiro, any of that other stuff, so I don’t see why I need to be paying through my nose just to get some minuscule rebate. Maybe if I wasn’t paying so much for health insurance, I could do a proper pilates class once a fortnight to fix my bloody sore back!!
Say this year I bought a pair of glasses for $300 (transitions! how good is not haing to carry a separate pair of sunnies?!) and went to the dentist for an annual clean and check-up, liberal estimate of $200.
With health insurance I will pay:
$1360 annual total.
That’s right, $1360 for $500 worth of products/services.
I was never any good at Maths (I prefer shopping), but even I can see how shit that is.
At the moment, if I didn’t have health insurance, I’d be smacked with the “Medicare Levy” for being a naughty girl who should really pay for shit I don’t need.
I know I may occasionally get my debit card out to pay for something I don’t really need, but guess what, I want it, and it’s my money so I will damn well spend it on stuff I want. Isn’t that what “liberal market economics” are all about, Johnny?
So from 1 July, I should theoretically* be able to get a pair of organic-cotton jeans and that HOT gossip girl dress, with enough change to order some more merrican apparel gear, and have my glasses and clean teeth too. I like those numbers much better.
* I say theoretically because I will not actually buy those jeans and that dress… ’cause kids are starving in Burma. But it is my prerogative to decide how I want to spend my money. Which may mean donating it to charity or saving for a home-loan deposit. Not paying it to some health insurance goon.